Nicolas Lorenzo

Principal Loan Officer

NMLS# 2532356

850-567-9171

njlorenzo00@gmail.com

Nicolas Lorenzo Principal Loan Officer
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Commercial Loans

We can help you get a Commercial Loan

As your company continues to grow, increasing your workspace through a commercial mortgage becomes increasingly important. Whether you’re looking to unlock capital for your business through our hedge fund solutions, need to purchase industrial space, or are looking to start the next renovation project, we are here to get it solved. 30 days or less. 

Loan amounts up to $500m.

Get a preliminary loan proposal in as little as 48 hours.

More information about our commercial loan offerings can be found by contacting us via email or by telephone at . Our qualified professionals are ready to answer any and all of your commercial loan questions as well as help you begin the process.

Keep Control of Ownership


Benefit from Property Appreciation


Improve Cash Flow


Reduce Business Taxes

How Do Our Commercial Loans Work?

Our commercial loans are backed by hedge funds, giving us a broad range of tailored solutions no matter what your business needs may be. 

Find the business partner that doesn’t exist with our ‘Ramp Up’ funding. Get rid of toxic debt. Call us to go over your individual scenario and plans for use of funds. Access your funds in as little as 30 days. 

Going ground up, or found the perfect renovation project, 100% construction cost with as little as 20% up front. Get it done how you like,  with our custom ‘Bridge Reno’ financing. 12-18 month terms. Interest only, or no monthly payment options available. 

Need a second position lien and can’t find a solution, we’re here. Quick funding, month to month terms. 

Interest Rates

Interest rates have seen historic fluctuation over the last several years as market nature continues to shift. 

Private funds offer unmatched flexibility and quickness compared to traditional banks. 

Depending on the loan scenario, rates right now can be as low as 9.875% for renovation or ground up short term financing.

Expect anywhere from 12-14% for ‘Ramp up’ business backed funding. 

Unlike residential loans, each individual scenario is manually underwritten to determine terms. Call us today to learn more. 

Loan Repayment Schedule

Custom repayment options based on individual needs. 

12-18 month interest only, or no monthly interest. Intended for ground up and renovation projects.

12-36 month business ‘ramp up’ funding. Fixed monthly payments with custom structuring based on business performance.  

2nd position liens carrying a month to month interest charge, with no set term length. 

FIX & FLIP / BRIDGE LOANS

SHORT-TERM FINANCING

MEDIUM-TERM FINANCING

SBA LOAN

EQUIPMENT FINANCING

INVOICE FINANCING

ASSET-BASED LENDING

UNSECURED WORKING CAPITAL

LINE OF CREDIT

COMMERCIAL REAL ESTATE

Is a Commercial Loan Right for Me?

If you’re considering any of the following as a means to grow your business then a commercial mortgage might be right for you.

Every borrower’s situation is a little different, so be sure to reach out today to discuss your or your clients’ goals. We look forward to offering you a personalized commercial mortgage solution tailored to fit your company’s needs.

Qualifications for a Commercial Mortgage

Qualification for a commercial mortgage depends largely on the type of property or building that is being applied for. For a more in-depth look at qualifying commercial properties please check out our commercial loan type page.

Despite some specifics on certain properties there are general criteria for qualification. As a business owner it is important for you to be able to show that your company has an appropriate debt to cash ratio. Even a company with a poor credit rating can still receive a commercial mortgage if the primary owner can show good personal credit as well as sufficient liquid assets.

Additionally, your company will need to show a continued and stable pattern of profitability as well as plans for future growth. This might include, but not limited to, copies of your business plan, earning projections and long-term business goals.

For a more detailed and personalized assessment of commercial mortgage qualifications please email or call today and speak with one of our commercial loan specialists.

Looking for a Commercial Loan?

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