As your business continues to grow, raising capital becomes increasingly important. When it comes to global projects & upper middle market businesses, the complexity & depth can be insurmountable. Unless personal full-time allocation with a very high level of global finance knowledge & connections. NJL solves the problem, entering into a new era. Strategic capital arrangement across the global market had become dire.
Our debt solutions are sourced through Affiliate partnerships, designated agent agreements, and true broker services, with a data base of over 500 entities, facilitating the following services:
Traditional Funding
Global Private Credit
Mezzanine
Preferred Equity
Joint Venture Equity
Agency Financing
MCA
Our loan offerings are backed by a variety of investment vehicles. Some of which, include, Pension Funds, Mutual Funds, Hedge Funds, Real Estate Investment Trusts, Insurance Companies, Family Offices, & Private Equity vehicles.
Giving us a broad range of tailored solutions, no matter what your business needs may be.
Since the early 2000s, the shift from Traditional Bank Lending to Global Private Credit has been historic. Growing from roughly $300 Billion, to over $2.5M Trillion in Assets Under Management.
Seemingly reshaping the lending space, as it continues to evolve.
Non-Bank Financial Institutions (NBFIs), now make up around 50% of the global syndicated loan market. With non-bank entities leading as a whole, with roughly 80% market capture.
Investors realized the opportunities to fill in the voids banks have always left open. Niche Debt, Equity tags, flexible Revenue Based Lending products.
With that being said, this doesn’t negate the pivotal roll Traditional Bank Lending still plays in today’s market. Remaining king in syndicated lines of credit.
Permanent Financing. Government Sponsored Enterprise (GSE), or Direct Government Agency Financing.
GSE’s, like Fannie Mae or Freddie Mac, have an implicit guarantee by the U.S. Treasury. Essentially insuring the loan in case of default.
Direct Government Agency Financing, on the other hand, is Directly Guaranteed by the U.S. Government. FHA, USDA, and SBA agencies.
The tradeoff, having some of the longest closing timeframes in the industry.
Commonly over 75 days from initial to funding.
Tied with rigid requirements; to no surprise, this leads investors to primarily seek hard money bridge debt for acquisitions, leaving government backed or sponsored loans as a refinance tool for the long-term.
SBA loans, of course, are in their own category.
Equity tags; of the most strategic and arguably hardest avenues of which to leverage for clients. Most commonly made up of Joint Venture Equity, Mezzanine, Preferred Equity & occasional Royalty Structures.
Joint Venture Equity, a Capital partnership agreement in place with the sponsor to leverage into a project outside of personal qualifying ranges.
Mezzanine financing, often referred to as a blend of Traditional Debt & Preferred Equity, offers strategic utility for both developing projects looking to hit a higher LTV past 1st, or stabilized properties.
Preferred Equity, Subordinate to all other forms of debt. Typical market appetite would be stabilized properties with Agency 1st notes, but there still are options for attractive shovel ready pre-development projects.
Royalty structures, essentially exchanging an agreed upon percentage of future revenue for the said period of time.
Please contact (850)567-9171 for all ‘to date’ prospective qualification standards.